Helluva Year

About a three weeks ago, I was cooking dinner and caught a pot, and then my stove on fire. In the process of putting it all out, I severely burned my right hand. Yes, I'm right handed. The only insurance I have is through COBRA, so I'll be paying $400/month for insurance. Ugh. This is the second challenge to overcome.   The good news is that it is healing - slowly - and pretty soon I should have full use back and no longer be walking around with a mummified right hand.

What will the third challenge be???